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Plan Overview

THE HOME INSURANCE COMPANY RETIREMENT PLAN

Defined Benefit Plan
THE HOME INSURANCE COMPANY RETIREMENT PLAN is a Defined Benefit Plan providing retirees with a predetermined monthly retirement benefit upon reaching a specific age. The retirement benefit paid to a retiree is typically calculated using a formula which often employs years of credited service under the plan and salary information. The retirement benefit is typically payable to the employee upon attainment of their normal retirement age for the remainder of his/her lifetime. Benefits under this type of plan are often referred to as accrued benefits. This type of plan does not maintain individual accounts for employees.

It is important to remember that under this type of plan, the Alternate Payee is typically not awarded a lump sum cash payment from the Plan. It is usually a requirement of the Plan that the amount awarded to the Alternate Payee be expressed in terms of a monthly benefit payable for either the lifetime of the Participant or the Alternate Payee.

Plan & Company Information:
CompanyZURICH NORTH AMERICA
C/O CAPABILITY DEVELOPMENT
1400 American Ln
Schaumburg, IL 60196-1091
847-605-6000
Plan NameTHE HOME INSURANCE COMPANY RETIREMENT PLAN
Plan Type Plan Type
Defined Benefit Plan
(Expanded Definition and Explanation)
Plan Administrator
1400 American Ln
Schaumburg, IL 60173-5452
847-605-6213
   
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