QDROs and DROs for Alabama

Alabama QDRO Preparation At the time of divorce or dissolution of marriage, plan benefits may be divided between the participant or member and that person’s spouse. In order to effectuate a division of the pension benefits in the state of Alabama, a Qualified Domestic Relations Order (QDRO or DRO) must be prepared and submitted to the Plan Administrator. The Orders generated by our online service are specific to each System or Plan.

Types of Plans(all QDROs are $299)


QDRO Alabama Defined Benefit Plans ….. Start Now Start Now
QDRO Alabama Defined Contribution Plans
  • Traditional Plan
  • 401(k) Plan
  • Profit Sharing Plan
  • Savings Plan
  • TIAA Plan
  • Individual Retirement Account (IRA)
  • Deferred Compensation Plan (457b and 457f)
  • Read About Plans
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QDRO Federal Government Plans
  • Civil Service Retirement System
  • Federal Employees Retirement System
  • Thrift Savings Plan
  • Read About Plans
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QDRO Alabama State, City, Local & Public School Plans ….. Start Now Start Now
QDRO Military Retirement System (MRS) ….. Start Now Start Now
QDRO Railroad Retirement System (RRS) ….. Start Now Start Now
QDRO QDRO to Collect Past Due Child Support

Overview of a Alabama QDRO and Dividing Alabama Retirement Accounts

In Alabama, the court may include the retirement benefits and plans earned by both spouses as marital assets available for division.

Retirement benefits vary greatly but can generally be divided into two groups:

  • Defined Contribution Plans: A defined amount of money belonging to the employee. The employee and/or the employer make defined contributions. The balance of the plan is constantly changing, but its value is definable at any given point. 401(k)’s, 403(b)’s and profit sharing plans fall into this category.
  • Defined Benefit Plans: A retirement benefit where an employer promises to pay a benefit to an employee sometime in the future, based upon some type of formula. Normally, this formula is based on the employee’s salary near the end of his or her career and the number of years he or she worked for the employer before retirement. Defined benefit plans are much more complicated to value and often require the professional evaluation of an actuary to determine exact values.

Alabama statute places several limitations on the inclusion of retirement benefits as divisible marital assets. These conditions include provisions that:

  • the spouse owning the benefits must be vested in them or be receiving them on the date the divorce is filed
  • the parties must have been married for ten years, during which the benefits were being accumulated
  • any retirement benefits earned prior to the marriage must be excluded
  • the total benefit extended to the non-covered spouse must not exceed half the benefit to be considered
  • the payout to the non-covered spouse may not begin until the covered spouse begins receiving benefits or reaches age 65, whichever comes first.

In Alabama, if spouses share in each other’s retirement or pension plan, a Qualified Domestic Relations Order must be completed. A QDRO is a written set of instructions that explains to a plan administrator that two parties are dividing pension benefits. The instructions set forth the terms and conditions of the distribution - how much of the benefits are to be paid to each party, when such benefits can be paid, how such benefits should be paid, etc.

Alabama County Courts:

The court locations below are provided for informational purposes only. We do our very best to keep this information current and accurate, but courthouse locations do change.

Lauderdale County Courthouse,
200 S. Court St., Florence, AL 35631

Limestone County Courthouse,
200 Washington Street W., 1st Fl., Athens, AL 35611

Madison County Courthouse,
100 North Side Square, Huntsville, AL 35801

Jackson County Courthouse,
102 Laurel St., , P.O. Box 397, Scottsboro, AL 35768

Colbert County Courthouse,
201 N. Main St., Tuscumbia, AL 35674

Franklin County Courthouse,
P.O. Box 160, Russellville, AL 35653

Lawrence County Courthouse,
14330 Court St., P.O. Box 249, Moulton, AL 35650

Morgan County Courthouse,
P.O. Box 668, Decatur, AL 35602

Marshall County Courthouse,
133 S. Emmett St., Albertville, AL 35950

Marshall/Guntersville County Courthouse,
424 Blount Ave., Guntersville, AL 35976

Dekalb County Courthouse,
P.O. Box 681149, Fort Payne, AL 35968

Cherokee County Courthouse,
100 Main St., Rm. 203, Centre, AL 35960

Marion County Courthouse,
P.O. Box 1595, 132 S. Military St., Hamilton, AL 35570

Winston County Courthouse,
195 Main St., Courthouse Square, P.O. Box 309, Double Springs, AL 35553

Cullman County Courthouse,
500 2nd Ave. S.W., Cullman AL 35055

Blount County Courthouse,
220 2nd Ave. E., Oneonta, AL 35121

Etowah County Courthouse,
801 Forrest Ave. Ste. 202, Gadsden, AL 35901

Fayette County Courthouse,
P.O. Box 906, Fayette, AL 35555

Lamar County Courthouse,
P.O. Box 434, Vernon, AL 35592

Pickens County Courthouse,
1 Courthouse Sq., P.O. Box 418, Carrollton, AL 35447

Walker County Circuit Courthouse,
1801 3rd Ave., P.O. Box 1389, Jasper, AL 35502

Jefferson -Birmingham County Courthouse,
716 Richard Arrington, Jr. Blvd. N., Birmingham, AL 35203

St. Clair -Ashville County Courthouse,
100 6th Ave., Courthouse Square, Ste. 400, Ashville, AL 35953

District Court of St. Claire-Pell City,
1815 Cogswell Ave., Suite 217, Pell City, AL 35125

Calhoun County Courthouse,
25 W. 11th St., Ste. 300, Anniston, AL 36201

Cleburne County Courthouse,
120 Vickery St., Room 202, Heflin, AL 36264

Tuscaloosa County Courthouse,
714 Greensboro Ave., Suite 214, Tuscaloosa, AL 35401

Shelby County Courthouse,
112 N. Main S, P.O. Box 1810, Columbiana, AL 35051

Talladega County Courthouse,
Court House Square, P.O. Box 6137, Talladega, AL 35161

Clay County Courthouse,
P.O. Box 816, Ashland, AL 36251

Coosa County Courthouse,
P.O. Box 98, RockFord, AL 35136

Randolph County Courthouse,
Main St., P.O. Box 328, Wedowee, AL 36278

Sumter County Courthouse,
P.O. Box 936, Livingston, AL 35470-0936

Greene County Courthouse,
P.O. Box 307, Eutaw, AL 35462

Hale County Courthouse,
P.O. Box Drawer 99, Greensboro, AL 36744

Bibb County Courthouse,
P.O. Box 185, Centreville, AL 35042

Chilton County Courthouse,
P.O. Box 1946, Clanton, AL 35046

Tallapoosa Alexander City/County Courthouse,
P.O. Box 189, Alexander City, AL 35010

Tallapoosa -Dadeville County Courthouse,
125 N. Broadnax St., Rm. 132, Dadeville, AL 36853

Chambers County Courthouse,
#2 Lafayette St., Lafayette, AL 36862

Perry County Courthouse,
300 Washington St., P.O. Box 505, Marion, AL 36756

Choctaw County Courthouse,
P.O. Box 428, Butler, AL 36904

Clarke County Courthouse,
P.O. Box 921, Grove Hill, AL 36451

Washington County Courthouse,
1 Court St., P.O. Box 548, Chatom, AL 36518

Marengo County Courthouse,
101 E. Coats Ave., Linden, AL 36748

Dallas County Courthouse,
P.O. Box 1148, Selma, AL 36702

Wilcox County Courthouse,
100 Broad St., P.O. Box 608, Camden, AL 36726

Autauga County Courthouse,
134 N. Court St., P.O. Box 681450, Prattville, AL 36068

Elmore County Judicial Complex,
P.O. Box 310, Wetumpka, AL 36092

Escambia County Courthouse,
314 Belleville Avenue, PO. Box 856, Brewton, AL 36427

Macon County Courthouse,
101 E. Northside St., Tuskegee, AL 36083

Lee County Courthouse,
2311 Gateway Dr., Rm. 104, Opelika, AL 36801

Lowndes County Courthouse,
P.O. Box 876, Hayneville, AL 36040

Montgomery County Courthouse,

251 Lawrence St., Montgomery, AL 36104,

Bullock County Courthouse,
P.O. Box 230, Union Springs, AL 36089

Russell County Judicial Center,
501 14th St., Phenix City, AL 36867

Sumter County Courthouse,
Washington St., Livingston, AL 35470,

Monroe County Courthouse,
65 N. Alabama Ave., Monroeville, AL 36460

Morgan County Courthouse,
302 Lee St., Decatur, AL 35602

Conecuh County Courthouse,
111 Court St., Rm. 203, Evergreen, AL 36401

Butler County Courthouse,
700 Court Square, P.O. Box 236, Greenville, AL 36037

Crenshaw County Courthouse,
P.O. Box 167, Luverene, AL 36049

Coffee County Courthouse,
230 M Court Ave., Elba, AL 36323

Coffee County Courthouse-Enterprise,
P.O. Box 311284, Enterprise, AL 36331

Pike County District Court,
120 W. Church St., Troy, AL 36081

Barbour-Clayton County Courthouse,
P.O. Box 219, Clayton, AL 36016

Barbour-Eufaula County Courthouse,
303 E. Broad St., Rm. 201, Eufaula, AL 36027

Mobile County Courthouse,
205 Government St., Mobile, AL 36644

Baldwin County Courthouse,
312 Courthouse Square, Bay Minette AL 36507

Baldwin County Court, Fairhope Satellite Courthouse,
1100 Fairhope Ave., Fairhope, AL 36532

Baldwin County, Foley Satellite Courthouse,
201 E. Section St., Foley, AL 36535

Escambia County Courthouse,
314 Belleville Ave., P.O. Box 1463, Brewton, AL 36426

Covington County Courthouse,
1-K N. Court Square, Andalusia, AL 36420

Dale County Courthouse,
100 E. Court Square, Ozark, AL 36360

Geneva County Courthouse,
200 N. Commerce St., Geneva, AL 36340

Henry County Circuit Court,
101 Court Square, Ste. J, Abbeville, AL 36310-2135

Houston County Courthouse,
114 N. Oates St., P.O. Drawer 6406, Dothan, AL 36302

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