QDROs and DROs for Michigan

Michigan QDRO Preparation At the time of divorce or dissolution of marriage, plan benefits may be divided between the participant or member and that person’s spouse. In order to effectuate a division of the pension benefits in the state of Michigan, a Qualified Domestic Relations Order (QDRO or DRO) must be prepared and submitted to the Plan Administrator. The Orders generated by our online service are specific to each System or Plan.

Types of Plans(all QDROs are $299)


QDRO Michigan Defined Benefit Plans ….. Start Now Start Now
QDRO Michigan Defined Contribution Plans
  • Traditional Plan
  • 401(k) Plan
  • Profit Sharing Plan
  • Savings Plan
  • TIAA Plan
  • Individual Retirement Account (IRA)
  • Deferred Compensation Plan (457b and 457f)
  • Read About Plans
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QDRO Federal Government Plans
  • Civil Service Retirement System
  • Federal Employees Retirement System
  • Thrift Savings Plan
  • Read About Plans
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QDRO Michigan State, City, Local & Public School Plans
  • Michigan Judges Retirement System (MJRS)
  • Michigan Public School Employees Retirement System (MPSERS)
  • Michigan State Employees Retirement System (MSERS)
  • Michigan State Police Retirement System (MSPRS)
  • Michigan Employees’ Retirement System of Michigan (MERS)
  • State of Michigan Deferred Compensation Plan I/457 (DCPI)
  • State of Michigan Deferred Compensation Plan II/401K (DCPII)
  • Read About Plans
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QDRO Military Retirement System (MRS) ….. Start Now Start Now
QDRO Railroad Retirement System (RRS) ….. Start Now Start Now
QDRO QDRO to Collect Past Due Child Support

Overview of a Michigan QDRO and Dividing Michigan Retirement Accounts

In Michigan vested pensions are marital property. A pension vests when all the requirements to receive the pension have been met. Unvested pensions are also marital property. Until the pension has vested, the person under whom the pension is maintained has only an expectancy of interest in the pension.

Several different methods of valuation are used in determining how much a marital asset is worth, depending upon the asset to be valued and the level of agreement between the parties. Courts generally accept the value when the spouses mutually agree on a value of a particular asset. Experts may be retained by the parties or by the courts to determine the value of marital assets if the parties cannot agree. Such experts may include accountants, real estate or business appraisers, or pension valuators. The use of experts adds to the cost of the divorce.

In Michigan if spouses share in each other’s retirement or pension plan, a Qualified Domestic Relations Order must be completed. A QDRO is a written set of instructions that explains to a plan administrator that two parties are dividing pension benefits. The instructions set forth the terms and conditions of the distribution - how much of the benefits are to be paid to each party, when such benefits can be paid, how such benefits should be paid, etc.

Retirement Assets and Pensions benefits are not part of the marital estate unless the parties so agree. Each distinct component of a pension plan must be specifically awarded in the divorce judgment. The right of survivorship in a pension plan is given to the divorced spouse unless it is specifically included as part of the pension award in the judgment of divorce. Generally, only benefits earned during the marriage will be awarded in a divorce, unless they contributed to the acquisition of the benefits or the award to the claimant spouse from the marital estate is insufficient to maintain them.

Michigan County Courts:

The court locations below are provided for informational purposes only. We do our very best to keep this information current and accurate, but courthouse locations do change.

Alcona County Courthouse,
106 5th St., Harrisville, MI 48740

Alger County Courthouse,
101 Court St., Munising, MI 49862

Allegan County Courthouse, Allegan County Building,
113 Chestnut St., Allegan, MI 49010

Alpena County Courthouse,
720 W. Chisholm St., Alpena, MI 49707

Antrim County Courthouse
205 E. Cayuga, Bellaire, MI 49615

Arenac County Courthouse,
120 N. Grove St., Standish, MI 48658

Baraga County Courthouse,
16 N. 3rd St., L’Anse, MI 49946

Barry County Courthouse,
220 W. State St., Hastings, MI 49058

Bay County Courthouse,
Bay County Building, 515 Center Ave., Bay City, MI 48708

Benzie County Courthouse,
448 Court Pl., Beulah, MI 49617

Berrien County Courthouse,
811 Port St., St. Joseph, MI 49085

Branch County Courthouse,
31 Division St., Coldwater, MI 49036

Calhoun County Courthouse, 315 W. Green St., Marshall, MI 49068

Cass County Courthouse,
Cass County Building, 120 N. Broadway, Cassopolis, MI 49031

Charlevoix County Courthouse,
Charlevoix County Building, 203 W. Antrim, Charlevoix, MI 49720

Cheboygan County Courthouse,
870 S. Main St., Cheboygan, MI 49721

Chippewa County Courthouse,
319 Court St., Sault Ste. Marie, MI 49783

Clare County Courthouse,
225 W. Main St., Harrison, MI 48625

Clinton County Courthouse,
100 E. State St., Ste. 2600, St. Johns, MI 48879

Crawford County Courthouse,
Crawford County Building, 200 W. Michigan Ave., Grayling, MI 49738

Delta County Courthouse,
Delta County Building, 310 Ludington St., Escanaba, MI 49829

Dickinson County Courthouse,
705 S. Stephenson St., Iron Mountain, MI 49801

Eaton County Courthouse,
1045 Independence Blvd., Charlotte, MI 48813

Emmet County Courthouse,
200 Division St., Petoskey, MI 49770

Genesee County Courthouse,
900 S. Saginaw St., Flint, MI 48502

Gladwin County Courthouse,
401 W. Cedar Ave.,Gladwin, MI 48624

Gogebic County Courthouse,
200 N. Moore St., Bessemer, MI 49911

Grand Traverse County Courthouse,
400 Boardman, Traverse City, MI 49684

Gratiot County Courthouse,
214 E. Center, Ithaca, MI 48847

Hillsdale County Courthouse,
29 N. Howell, Hillsdale, MI 49242

Houghton County Courthouse,
401 E. Houghton Ave., Houghton, MI 49931

Huron County Courthouse,
250 E. Huron, Bad Axe, MI 48413

Ingham County Court,
Veterans Memorial Courthouse, 313 W. Kalamazoo St., Lansing, MI 48901

Ionia County Courthouse,
100 W. Main St., Ionia, MI 48846

Iosco County Courthouse,
422 West Lake St., Tawas City, MI 48764,

Iron County Courthouse,
2 S. Sixth St., Crystal Falls, MI 49920

Isabella County Courthouse,
200 N. Main St., Mt. Pleasant, MI 48858

Jackson County Courthouse,
312 S. Jackson St., Jackson, MI 49201

Kalamazoo County Courthouse,
201 W. Kalamazoo Ave., Kalamazoo, MI 49007

Kalkaska County Courthouse,
605 N. Birch, Kalkaska, MI 49646

Kent County Courthouse,
300 Monroe Ave., N.W., Grand Rapids, MI 49503

Keweenaw County Courthouse,
5095 Fourth St., Eagle River, MI 49950

Lake County Courthouse,
800 10th St., Baldwin, MI 49304

Lapeer County Court,
Lapeer County Complex, 255 Clay St., Lapeer, MI 48446

Leelanau County Courthouse,
8527 E. Government Center Dr., Suttons Bay, MI 49682

Lenawee County Court,
Rex B. Martin Judicial Building, 425 N. Main St., Adrian, MI 49221

Livingston County Courthouse,
204 S. Highlander Way, Howell, MI 48843

Luce County Courthouse,
407 W. Harrie, Newberry, MI 49868

Mackinac County Courthouse,
100 Marley St., St. Ignace, MI 49781

Macomb County Court Building,
40 N. Gratiot, Mt. Clemens, MI 48043

Manistee County Courthouse,
415 3rd St., Manistee, MI 49660

Marquette County Courthouse,
234 Baraga Ave., Marquette, MI 49855

Mason County Courthouse,
304 E. Ludington Ave., Ludington, MI 49431

Mecosta County Courthouse,
400 Elm St., Big Rapids, MI 49307

Menominee County Courthouse,
839 Tenth Ave., Menominee, MI 49858

Midland County Courthouse,
310 W. Main St., Midland, MI 48640

Missaukee County Courthouse,
111 S. Canal St., Lake City, MI 49651

Monroe County Courthouse,
106 E. First St., Monroe, MI 48161

Montcalm County Courthouse,
639 N. State St., Stanton, MI 48888

Montmorency County Courthouse,
12265 M-32, Atlanta, MI 49709

Muskegon County Court,
Michael E. Kobza Hall of Justice, 990 Terrace, Muskegon, MI 49442

Newaygo County Courthouse,
1092 Newell, White Cloud, MI 49349

Oakland County Courthouse,
1200 N. Telegraph, Pontiac, MI 48341-0404

Oceana County Courthouse,
100 State St., Hart, MI 49420

Ogemaw County Court,
Ogemaw County Building, 806 W. Houghton Ave., West Branch, MI 48661

Ontonagon County Courthouse,
725 Greenland Rd., Ontonagon, MI 49953

Osceola County Courthouse,
301 W. Upton, Reed City, MI 49677

Oscoda County Courthouse,
311 Morenci St., Mio, MI 48647

Otsego County Courthouse,
225 W. Main St., Gaylord, MI 49735

Ottawa County Court,
Ottawa County Building, 414 N. Washington St., Grand Haven, MI 49417

Presque Isle County Courthouse,
151 E. Huron Ave., Rogers City, MI 49779

Roscommon County Courthouse,
500 Lake St., Roscommon, MI 48653

Saginaw County Courthouse,
]111 S. Michigan, Saginaw, MI 48602

St. Clair County Courthouse,
201 McMorran Blvd., Port Huron, MI 48060

St. Joseph County Courthouse,
125 Main St., Centreville, MI 49032

Sanilac County Courthouse Building,
60 W. Sanilac, Sandusky, MI 48471

Schoolcraft County Courthouse,
300 Walnut, Manistique, MI 49854

Shiawassee County Courthouse,
208 N. Shiawassee, Corunna, MI 48817

Tuscola County Courthouse,
440 N. State St., Caro, MI 48723

Van Buren County Courthouse,
212 E. Paw Paw St., Ste.101, Paw Paw, MI 49079

Washtenaw County Courthouse,
200 N. Main St., Ann Arbor, MI 48107

Wayne County Court,
Coleman A. Young Municipal Center, 2 Woodward Ave., Detroit, MI 48226

Wexford County Courthouse,
437 E. Division, Cadillac, MI 49601

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