QDROs and DROs for New York

New York QDRO Preparation At the time of divorce or dissolution of marriage, plan benefits may be divided between the participant or member and that person’s spouse. In order to effectuate a division of the pension benefits in the state of New York, a Qualified Domestic Relations Order (QDRO or DRO) must be prepared and submitted to the Plan Administrator. The Orders generated by our online service are specific to each System or Plan.

Types of Plans(all QDROs are $299)


QDRO New York Defined Benefit Plans ….. Start Now Start Now
QDRO New York Defined Contribution Plans
  • Traditional Plan
  • 401(k) Plan
  • Profit Sharing Plan
  • Savings Plan
  • TIAA Plan
  • Individual Retirement Account (IRA)
  • Deferred Compensation Plan (457b and 457f)
  • Read About Plans
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QDRO Federal Government Plans
  • Civil Service Retirement System
  • Federal Employees Retirement System
  • Thrift Savings Plan
  • Read About Plans
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QDRO New York State & Local Employees Retirement System
Read About Plans
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QDRO New York State & Local Police & Fire Retirement System
Read About Plans
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QDRO Military Retirement System (MRS) ….. Start Now Start Now
QDRO Railroad Retirement System (RRS) ….. Start Now Start Now
QDRO QDRO to Collect Past Due Child Support

Overview of a New York QDRO and Dividing New York Retirement Accounts

In New York, vested pensions are marital property. Vesting means that the worker spouse has met all the requirements for receipt of the pension. Unvested pensions are not marital property. Until the pension has vested, the worker spouse has only an expectancy of interest in the pension.

In New York, the court may include the retirement benefits and plans earned by both spouses as marital assets available for division. Retirement benefits vary greatly but can generally be divided into two groups:

  • Defined Contribution Plans: A defined amount of money belonging to the employee. The employee and/or the employer make defined contributions. The balance of the plan is constantly changing, but its value is definable at any given point. 401(k)’s, 403(b)’s and profit sharing plans fall into this category.
  • Defined Benefit Plans: A retirement benefit where an employer promises to pay a benefit to an employee sometime in the future, based upon some type of formula. Normally, this formula is based on the employee’s salary near the end of his or her career and the number of years he or she worked for the employer before retirement. Defined benefit plans are much more complicated to value and often require the professional evaluation of an actuary to determine exact values.

In New York, if spouses share in each other’s retirement or pension plan, a Qualified Domestic Relations Order must be completed. A QDRO is a written set of instructions that explains to a plan administrator that two parties are dividing pension benefits. The instructions set forth the terms and conditions of the distribution - how much of the benefits are to be paid to each party, when such benefits can be paid, and how such benefits should be paid.

New York State Courts:

The New York Family Court locations below are provided for informational purposes only. We do our very best to keep this information current and accurate, but courthouse locations do change.

Albany Family Court,
30 Clinton Ave., Albany, NY 12207

Allegany County Family Court,
7 Court St., Belmont, NY 14813

Bronx County Family Court,
900 Sheridan Ave., Bronx, NY 10451

Broome County Family Court,
65 Hawley St., Binghamton, NY 13901

Cattaraugus County Family Court,
1 Leo Moss Dr., Olean, NY 14760

Cayuga County Family Court,
Old Historic Post Office Building, 157 Genesee St., Auburn, NY 13021

Chautauqua County Family Court,
2 Academy St., Mayville, NY 14757

Chemung County Family Court,
Justice Building , 203-209 William St., Elmira, NY 14901

Chenango County, County Office Building,
5 Court St., Norwich, NY 13815

Clinton County, Clinton County Government Center,
137 Margaret St., Plattsburgh, NY 12901

Columbia County Court,
401 Union St., Hudson, NY 12534

Cortland County Court,
46 Greenbush St., Cortland, NY 13045

Delaware County Court, Delaware County Courthouse,
3 Court St., Delhi, NY 13753

Dutchess County Court,
50 Market St., Poughkeepsie, NY 12601

Erie County Court,
25 Delaware Ave., Buffalo, NY 14202

Essex County Family Court,
One Niagara Plaza, Buffalo, NY 14202

Essex County Court,
7559 Court St., P.O. Box 217, Elizabethtown, NY 12932

Franklin County Court,
355 West Main St., Malone, NY 12953

Fulton County Court,
11 N. William St., Johnstown, NY 12095

Genesee County Court,
Courts Facility Building, 1 W. Main St., Batavia, NY 14020

Greene County Court,
80 Woodland Ave., Catskill, NY 12414

Hamilton County Court,
79 White Birch Ln., P.O. Box 780, Indian Lake, NY 12842

Herkimer County Office & Courts Facility,
301 N. Washington St., P.O. Box 749, Herkimer, NY 13350

Jefferson County Court Complex,
163 Arsenal St., Watertown, NY 13601

Kings County Court,
330 Jay St., Brooklyn, NY 11201

Lewis County Court,
7660 State St., Lowville, NY 13367

Livingston County Court,
2 Court St., Geneseo, NY 14454

Madison County Court,
N. Court St., Wampsville, NY 13163

Monroe County Court,
Hall of Justice, 99 Exchange Blvd., Rochester, NY 14614

Montgomery County Court,
58 Broadway, P.O. Box 1500, Fonda, NY 12068

Nassau County Family Court,
1200 Old Country Rd., Westbury, NY 11590

Nassau County Court,
262 Old Country Rd., Mineola, NY 11501

New York County Court,
60 Lafayette St., NY, NY 10013

Niagara County Court,
175 Hawley St., Lockport, NY 14094

Niagara County Court,
775 3rd St., Niagara Falls, NY 14302

Oneida County Court, UTICA Family Court,
200 Elizabeth St., Utica, NY 13501

Rome County Family Court,
301 W. Dominick St., Rome, NY 13440

Onondaga County Family Court,
401 Montgomery St., Syracuse, NY 13202

Ontario County Family Court,
27 N. Main St., Canandaigua, NY 14424

Orange County Family Court, Government Center,
255-285 Main St., Goshen, NY 10924

Orleans County Family Court,
1 S. Main St., Albion, NY 14411

Oswego County Family Court,
39 Churchill Rd., Oswego, NY 13126

Otsego County Family Court,
Otsego County Annex Bldg., 32 Chestnut St., Cooperstown, NY 13326

Putnam County Family Court,
20 County Center, Carmel, NY 10512

Queens County Family Court,
151-20 Jamaica Ave., Jamaica, NY 11432

Rensselaer County Family Court,
1504 Fifth Ave., Troy, NY 12180-4107

Richmond County Family Court,
100 Richmond Terr., Staten Island, NY 10301

Rockland County Court,
1 S. Main St., New City, NY 10956

St. Lawrence County Court,
48 Court St., Canton, NY 13617-1194

Saratoga County Court,
35 West High St., Ballston Spa, NY 12020

Schenectady County Court,
620 State St., Schenectady, NY 12305

Schoharie County Court,
290 Main St., P.O. Box 669, Schoharie, NY 12157

Schuyler County Court,
105 9th St., Watkins Glen, NY 14891

Seneca County Court,
48 W. Williams St., Waterloo, NY 13165

Steuben County Court,
3 E. Pulteney Square, Bath, NY 14810

Suffolk County Court,
400 Carleton Ave., Central Islip, NY 11722

Suffolk County Court, Millbrook Office Campus,
899 E. Main St., Riverhead, NY 11901

Sullivan County Court, County Government Center,
100 North St., Monticello, NY 12701

Tioga County Court,
Court Annex Building, 20 Court St., Owego, NY 13827

Tompkins County Court,
320 N. Tioga St., P.O. Box 70, Ithaca, NY 14851-0070

Ulster County Court,
16 Lucas Ave., Kingston, NY 12401

Warren County Court,
Warren County Municipal Center, 1340 State Route 9, Lake George, NY 12845

Washington County Court,
383 Broadway, Fort Edward, NY 12828

Wayne County Court,
Hall of Justice, 54 Broad St., Lyons, NY 14489

Westchester County Court,
111 Dr. Martin Luther King, Jr. Blvd., White Plains, NY 10601

Westchester County Court,
420 North Ave., New Rochelle, NY 10801

Westchester County Court,
53 S. Broadway, Yonkers, NY 10701

Wyoming County Court,
147 N. Main St., Warsaw, NY 14569

Yates County Court,
415 Liberty St., Penn Yan, NY 14527

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