QDROs and DROs for Pennsylvania

Pennsylvania QDRO Preparation At the time of divorce or dissolution of marriage, plan benefits may be divided between the participant or member and that person’s spouse. In order to effectuate a division of the pension benefits in the state of Pennsylvania, a Qualified Domestic Relations Order (QDRO or DRO) must be prepared and submitted to the Plan Administrator. The Orders generated by our online service are specific to each System or Plan.

Types of Plans(all QDROs are $299)


QDRO Defined Benefit Plans
[Qualified Domestic Relations Orders (QDRO’s) - Governed by the Employee Retirement Income Security Act (ERISA)]
….. Start Now Start Now
QDRO Defined Contribution Plans
[Qualified Domestic Relations Orders (QDRO’s) - Governed by the Employee Retirement Income Security Act (ERISA)]
  • Traditional Plan
  • 401(k) Plan
  • Profit Sharing Plan
  • Savings Plan
  • TIAA Plan
  • Individual Retirement Account (IRA)
  • Deferred Compensation Plan (457b and 457f)
  • Read About Plans
….. Start Now Start Now
QDRO Orders to Collect Past-Due Child Support
[Qualified Domestic Relations Orders (QDRO’s) - Governed by the Employee Retirement Income Security Act (ERISA)] and [Domestic Relations Orders (DRO’s) – Governed by State Law]
….. Start Now Start Now
QDRO Employee Stock Ownership Plan (ESOP)
[Qualified Domestic Relations Order (QDRO) - Governed by the Employee Retirement Income Security Act (ERISA)]
….. Start Now Start Now
QDRO Federal Government Plans
[Court Order Acceptable for Processing (COAP)]
  • Civil Service Retirement System
  • Federal Employees Retirement System
  • Thrift Savings Plan
  • Read About Plans
….. Start Now Start Now
QDRO Military Plans
[Military Qualifying Court Order (MQCO)]
  • Military Retirement System (MRS) - All Branches of the Military – Active, Reserves and National Guard
  • Read About Plans
….. Start Now Start Now
QDRO Railroad Plans
[Qualifying Court Order (QCO)]
….. Start Now Start Now
QDRO Pennsylvania State & Public School Plans
[Domestic Relations Orders (DRO’s) – Governed by Pennsylvania State Law]
Consists of Two Retirement Plans:
  • State Employees’ Retirement System (SERS)
  • Public School Employees’ Retirement System (PSERS)
  • Read About Plans
….. Start Now Start Now
QDRO Pennsylvania City, County and Municipal Plans
[Domestic Relations Orders (DRO’s) – Governed by Pennsylvania State Law]
Consists of One Retirement Plan:
The system administers over 900 Municipal pension plans for a city, borough, town, township, county, institution district, any newly-created governmental unit, an authority, an institution supported and maintained by a municipality or municipal government association, or an industrial government association which has adopted bylaws and the governing body of which is organized and holds regular public meetings.
….. Start Now Start Now

QDRO Pennsylvania Independent City, County and Municipal Plans (Not PMRS Plans)
[Domestic Relations Orders (DRO’s) – Governed by Pennsylvania State Law]
….. Start Now Start Now
Start Your QDRO


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