QDROs and DROs for Washington

Washington QDRO Preparation At the time of divorce or dissolution of marriage, plan benefits may be divided between the participant or member and that person’s spouse. In order to effectuate a division of the pension benefits in the state of Washington, a Qualified Domestic Relations Order (QDRO or DRO) must be prepared and submitted to the Plan Administrator. The Orders generated by our online service are specific to each System or Plan.

Types of Plans(all QDROs are $299)


QDRO Washington Defined Benefit Plans ….. Start Now Start Now
QDRO Washington Defined Contribution Plans
  • Traditional Plan
  • 401(k) Plan
  • Profit Sharing Plan
  • Savings Plan
  • TIAA Plan
  • Individual Retirement Account (IRA)
  • Deferred Compensation Plan (457b and 457f)
  • Read About Plans
….. Start Now Start Now
QDRO Federal Government Plans
  • Civil Service Retirement System
  • Federal Employees Retirement System
  • Thrift Savings Plan
  • Read About Plans
….. Start Now Start Now
QDRO Washington State, City, Local & Public School Plans ….. Start Now Start Now
QDRO Military Retirement System (MRS) ….. Start Now Start Now
QDRO Railroad Retirement System (RRS) ….. Start Now Start Now
QDRO QDRO to Collect Past Due Child Support

Overview of a Washington QDRO and Dividing Washington Retirement Accounts

In Washington vested pensions are marital property. A pension vests when all the requirements to receive the pension have been met. Unvested pensions are also marital property. Until the pension has vested, the person under whom the pension is maintained has only an expectancy of interest in the pension.

Several different methods of valuation are used in determining how much a marital asset is worth. Courts generally accept the value when the spouses mutually agree on a value of a particular asset. Experts may be retained by the parties or by the courts to determine the value of marital assets if the parties cannot agree. These experts may include accountants, real estate or business appraisers, or pension valuators. The use of experts adds to the cost of the divorce.

In Washington the court may include the retirement benefits and plans earned by both spouses as marital assets available for division. Retirement benefits vary greatly but can generally be divided into two groups:

  • Defined Contribution Plans: A defined amount of money belonging to the employee. The employee and/or the employer make defined contributions. The balance of the plan is constantly changing, but its value is definable at any given point. 401(k)’, 403(b)’s and profit sharing plans fall into this category.
  • Defined Benefit Plans: A retirement benefit where an employer promises to pay a benefit to an employee sometime in the future, based upon some type of formula. Normally, this formula is based on the employee’s salary near the end of his or her career and the number of years he or she worked for the employer before retirement. Defined benefit plans are much more complicated to value and often require the professional evaluation of an actuary to determine exact values.

In Washington if spouses share in each other’s retirement or pension plan, a Qualified Domestic Relations Order must be completed. A QDRO is a written set of instructions that explains to a plan administrator that two parties are dividing pension benefits. The instructions set forth the terms and conditions of the distribution - how much of the benefits are to be paid to each party, when such benefits can be paid, how such benefits should be paid, etc.

Washington Superior Courts:

The Washington court locations below are provided for informational purposes only. We do our very best to keep this information current and accurate, but courthouse locations do change.

Adams County Superior Court,
210 W. Broadway Ave., P.O. Box 126, Ritzville, WA 99169-0216

Asotin County Superior Court,
135 2nd St., P.O. Box 159, Asotin, WA 99402-0159

Benton County Superior Court,
7122 W. Okanogan Pl, Bldg A, Kennewick, WA 99336-2359

Chelan County Superior Court,
401 Washington St., P.O. Box 880, Wenatchee, WA 98807-0880

Clallam County Superior Court,
223 E 4th St., Port Angeles, WA 98362-3015

Clark County Superior Court,
1200 Franklin St., P.O. Box 5000, Vancouver, WA 98666-5000

Columbia County Superior Court,
341 E. Main St., Dayton, WA 99328-1361

Cowlitz County Superior Court,
312 S.W. 1st Ave., Kelso, WA 98626-1739

Douglas County Superior Court,
203 S. Rainier, P.O. Box 488, Waterville, WA 98858-0488

Ferry County Superior Court,
350 E. Delaware Ave., Republic, WA 99166-9747

Franklin County Superior Court,
1016 N. 4th Ave., Pasco, WA 99301-3706

Garfield County Superior Court,
71 W. Main St., Pomeroy, WA 99347

Grant County Superior Court,
35 C St. N.W., Fl 2, P.O. Box 37, Ephrata, WA 98823-0037

Grays Harbor County Superior Court,
102 W. Broadway Ave., Montesano, WA 98563-3621

Island County Superior Court,
101 N.E. 6th St., Fl. 1, P.O. Box 5000, Coupeville, WA 98239-5000

Jefferson County Superior Court,
1820 Jefferson St., P.O. Box 1220, Port Townsend, WA 98368-0920

King County Superior Court,
516 3rd Ave., Seattle, WA 98104-2361

Kitsap County Superior Court,
614 Division St., MS 24, Port Orchard, WA 98366-4683

Kittitas County Superior Court,
205 W 5th Ave., Ellensburg, WA 98926-2887

Klickitat County Superior Court,
205 S. Columbus Ave, MS CH-29, Goldendale, WA 98620-9279

Lewis County Superior Court,
345 W. Main St., (W. Main at Pacific), Chehalis, WA 98532-0336

Lincoln County Superior Court,
450 Logan St., P.O. Box 396, Davenport, WA 99122-0396

Mason County Superior Court,
419 N. 4th St, P.O. Box X, Shelton, WA 98584-0078

Okanogan County Superior Court,
149 3rd N., P.O. Box 112, Okanogan, WA 98840-0112

Pacific County Superior Court,
300 Memorial Dr., P.O. Box 67, South Bend, WA 98586-0067

Pend Oreille County Superior Court,
229 S. Garden Ave., P.O. Box 5020, Newport, WA 99156-5020

Pierce County Superior Court,
930 Tacoma Ave. S., Tacoma, WA 98402-2108

San Juan County Superior Court,
350 Court St., #7, Friday Harbor, WA 98250-7901

Skagit County Superior Court,
205 W. Kincaid St., Mount Vernon, WA 98273-4225

Skamania County Superior Court,
240 Vancouver Ave., P.O. Box 790, Stevenson, WA 98648-0790

Snohomish County Superior Court,
3000 Rockefeller Ave., MS 502, Everett, WA 98201-4046

Spokane County Superior Court,
1116 W. Broadway Ave., Spokane, WA 99260-0350

Stevens County Superior Court,
215 S. Oak St., Rm. 209, Colville, WA 99114-2862

Thurston County Superior Court,
2000 Lakeridge Dr. S.W., Olympia, WA 98502

Wahkiakum County Superior Court,
64 Main St., P.O. Box 116, Cathlamet, WA 98612-0116

Walla Walla County Superior Court,
315 W. Main St., P.O. Box 836, Walla Walla, WA 99362-0259

Whatcom County Superior Court,
311 Grand Ave., Ste. 301, Bellingham, WA 98225-4048

Whitman County Superior Court,
400 N. Main St., P.O. Box 679, Colfax, WA 99111-0679

Yakima County Superior Court,
128 N. 2nd St., Yakima, WA 98901-2639

….. Start Now Start Now
Start Your QDRO


Questions? Call
1-877-770-2270
Free Consultation


Service of Pension Appraisers, Inc. - Since 1989

BBB Rating

Preparing QDROs for 35 Years

We also value pensions online at:
PensionAppraisalDesk.com & PensionAppraisers.com
Buy now with PayPal
BBB Accredited Business